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Mutual funds calculator will help you calculate the future value of your SIP investment.


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Amount Invested Rs.
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Projected returns for various time durations.
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About Mutual Funds

A mutual fund is a pool of savings contributed by multiple investors. The common fund so created is invested in one or many asset classes like equity, debt, liquid assets etc. It is called a ‘mutual’ fund because all risks, rewards, gains or losses pertaining to, or arising from, the investments made out of this savings pool are shared by all investors in proportion to their contributions.

How to pick a suitable Mutual Fund category?

Your fund selection should be based on an assessment of your risk appetite and return expectation. If you can handle high risks with high returns, you can select an equity-based fund, but if you’re not comfortable with risk, choose a debt fund.

How are the returns on Mutual Funds calculated?

The return on mutual funds is calculated on the basis of its prevailing Net Asset Value (NAV). Suppose, you have invested Rs 10000 when the fund’s NAV was Rs 10 and you had 1000 units. If the NAV increases to 12, your investment will grow from Rs 10K to Rs 12K.

What is a SIP (Systematic Investment Plan)?

A Systematic Investment Plan or SIP is a smart and hassle-free mode for investing money in mutual funds. SIP allows you to invest a certain pre-determined amount at a regular interval (weekly, monthly, quarterly, etc.).

Who can invest in mutual funds in India?

Mutual funds are open to a wide range of investors including Resident Individuals, NRIs, PIOs, HUFs, Companies, Partnership Firms, Trusts, Cooperative Societies, Banking and Non-Banking Financial Institutions, registered FIIs, QFIs etc.

What are different types of mutual funds?

Mutual funds are divided based on the maturity period of the fund:

Top 10 Mutual Funds - India

Best performing mutual funds to invest (SIP) in India.

I. Mid Small Cap Funds

Fund Name Annual Returns (5y) *
IDFC Sterling Equity Fund - Reg - Growth 22.37 %
Aditya Birla Sun Life Small & Midcap Fund - Growth 27.69 %
Canara Robeco Emerging Equities - Growth 29.71 %
DSP BlackRock Midcap Fund - Reg - Growth 25.49 %
Franklin India Smaller Companies Fund - Growth 29.82 %
HDFC Mid-Cap Opportunities Fund - Growth 26.34 %
Kotak Midcap Fund - Reg - Growth 24.15 %
L&T Midcap Fund - Reg - Growth 29.65 %
Mirae Asset Emerging Bluechip Fund - Growth 30.09 %
UTI Mid Cap Fund - Growth 27.75 %
* Returns are calculated as on 31st March, 2018.
High Risk

II. Tax Saving Funds (ELSS)

Fund Name Annual Returns (5y) *
IDFC Tax Advantage (ELSS) Fund - Reg - Growth 27.71 %
Aditya Birla Sun Life Tax Relief 96 - Growth 22.69 %
Axis Long Term Equity Fund - Growth 23.47 %
DSP BlackRock Tax Saver Fund - Growth 20.37 %
ICICs Pudental Long Term Equity Fund (Tax Saving) - Reg - Growth 18.80 %
Kotak Taxsaver - Reg - Growth 16.68 %
L&T Tax Advantage Fund - Reg - Growth 19.75 %
Reliance Tax Saver (ELSS) Fund - Growth 21.96 %
Sundaram Diversified Equity - Reg - Growth 17.23 %
UTI Long Term Equity Fund (Tax Saving) - Growth 15.54 %
* Returns are calculated as on 31st March, 2018.{" "}
High Risk

III. Income Funds

Fund Name Annual Returns (5y) *
IDFC DBF - Reg - Growth (Re-Launched) 7.95 %
Aditya Birla Sun Life Income Plus - Reg - Growth 7.38 %
Canara Robeco Dynamic Bond Fund - Reg - Growth 8.50 %
DSP BlackRock Strategic Bond Fund - Reg - Growth 8.14 %
HDFC HIF - Dynamic - Growth 8.48 %
HDFC Income Fund - Growth 7.27 %
ICICI Prudential Income Fund -Growth 8.20 %
IDBI Dynamic Bond Fund - Growth 5.35 %
Kotak Bond Scheme - Reg - Growth 7.01 %
Reliance Income Fund - G P - Growth 7.28 %
* Returns are calculated as on 31st March, 2018.
Low Risk

IV. Focussed Funds

Fund Name Annual Returns (5y) *
IDFC Focused Equity Fund - Reg - Growth 15.52 %
Axis Focused 25 Fund - Growth 17.61 %
DSP BlackRock Focus Fund - Growth 16.60 %
HDFC Core & Satellite Fund - Growth 17.11 %
*Returns are calculated as on 31st March, 2018.
Moderate Risk

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