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Tata Retirement Savings Conservative Fund Direct Plan Growth



Retirement Fund


21.469 -0.2973

as on (03 Apr, 2020)


4.9 %

Fund Type

Open Ended

Investment Plan


Expense Ratio

1.08 %


CRISIL ST Debt Hybrid 75+25 FundTR INR

Asset Size

136.63 Cr.

(As of 30 Apr, 2019)


Moderately High


To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

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Fund manager

Murthy Nagarajan

(since 01 Apr, 2017)

Exit load

1 %

Minimum sip

₹ 150

minimum investment

₹ 5000

Top Holdings

This fund is been allocated in various sectors including some of the prominent ones that are widely accepted and are creating a value of trust.



Mahindra Rural Housing Finance Limited

7.74 %

6.84% Govt Stock 2022

6.98 %

8.24% Govt Stock 2027

4.42 %

Food Corporation Of India

4.05 %

Sector Allocation

About the Scheme Type

Retirement Fund

For investors with a clear goal of having a corpus for their retirement phase, a Retirement Fund could be a good option. These come with a lock-in period of 5 years or until retirement, whichever is earlier. SEBI has purposefully mandated the lock-inso as to give impetus to long term saving as they also come with tax benefits. Also, there’s a pretty hefty exit load – 3 to 4%, in case of premature withdrawals. Given that they’re only been there since a few years, there are limited number of Retirement Funds today.


This fund is rated 5 stars by Morning Star Ratings.

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Overview of Tata Asset Management Limited

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