Rating : ★ ★ ★ ★ ★
SBI Credit Risk Fund Direct Plan Growth
Credit Risk Fund
Fund Type
Open Ended
Investment Plan
Growth
Expense Ratio
1%
Asset Size
3281.21 Cr.
(As of 15 Jan, 2022)
Benchmark
CRISIL Composite Credit Risk PR INR
Riskometer
Investors understand that their principal will be at High Risk.
Objective
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Fund manager
Lokesh Mallya
Exit load
3 %
(If redeemed within 360 days)Minimum sip
₹500
Minimum investment
₹5000
Top Holdings
This fund is been allocated in various sectors including some of the prominent ones that are widely accepted and are creating a value of trust.
Company
Assets
Indinfravit Trust
4.60%
Tata International Limited
4.56%
7.27% Govt Stock 2026
3.99%
5.63% Govt Stock 2026
3.76%
Sector Allocation
About the Scheme Type
Credit Risk Funds need to have at least 65% of their investmentin lower rated securities such as those having AA-, A+, A-, BBB, etc. The maturity period of these papers is usually 1 – 3 years, unlike long maturity bonds. The interest rates offered by such companies is higher and earning scope arises when their ratings go up, offering a benefit of capital gains. They, at times,pose as an attractive investment option as they have the potential to give 2 – 3% higher returns than risk-free papers.
Ratings
This fund is rated 5 stars by Morning Star Ratings.
★ ★ ★ ★ ★
Overview of SBI Funds Management Private Limited
With 30 years of rich experience in fund management, we at SBI Mutual Fund, bring forward our expertise by consistently delivering value to our investors. SBI Mutual Fund has a strong and proud lineage tailing back to the State Bank of India (SBI) - India's largest bank. SBI Mutual Fund is a Joint Venture between SBI and AMUNDI (France), one of the world's leading fund management companies.
SBI Mutual Fund’s vision -
“To be the most trusted and respected Asset Manager”, and we deliver value and nurture the trust of our vast and varied family of investors, with our network of over 222 acceptance points across India. Investors are our priority. SBI Mutual Fund’s mission is to establish Mutual Funds as a viable investment option to the masses in the country. While on our way towards achieving it, we, at SBI Mutual Fund, have developed innovative, need-specific products and educated the investors about the added benefits of investing in capital markets via Mutual Funds. Today, SBI Mutual Fund has been actively managing investor's assets not only through our investment expertise in domestic mutual funds, but also offshore funds and portfolio management advisory services for institutional investors.